Used Cars in illinois

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Q: Illinois License Plate?
Ok, so I bought a used car from a dealership about 2 months ago, they told me that when they got my plates they would have me come back in and they would put them on. Is this right? My husband said that he always had to go buy new ones. Anyone have experience with this in illinois?
I didn’t trade in a car. I have only bought in oregon where they didn’t have temp plates. so illinois, i have no idea

A: Never heard of a dealership obtaining the plates. This is your responsibility. Once you get the title or copy of the title, you go get the plates.

Q: Does an IL buyer have to pay CA use tax?
If I’m buying a used car from a private party in CA (L.A. county), but have an Illinois driver’s license, do I need to pay the use tax, and if I do, to who?
The information I found was kinda ambigious.
I just moved here a week ago for a limited time.

A: If you’re an IL resident and title and register the vehicle in IL, you do NOT pay the CA use tax. If you title and register the car in CA, you must pay the CA tax.

Q: Lemon Law/Manufacturer Buyback, I bought a used car, then found THAT on the title AFTER!?
I bought a used car (2006 Pontiac GTO) about two months ago and JUST recently found out that the title has a lemon law/manufacturer buyback on it. It was a defect in the paint supposedly. It claims that the defect was remedied, then sold at auction…….

then over the course of the past year it has been retitled, but the lemon law thing still pops up……..

SHOULD the dealer have told me about this in WRITING when I purchased the car, or have they gone against the law???? (I’m from Illinois)…… I’ve been reading here and there that if a car was previously bought back because of a defect/lemon law that it should be presented to you in writing at the time of sale if the car gets resold later. The dealership never told me ANYTHING!

Am I able to do something about this, like take the dealership to court or have them buy it back or something???

A: Depends on the laws in your state.

Remember, when you buy a used vehicle, you buy someone else’s problems.

Q: Front driver and passenger door tints?
So im moving to Florida in two weeks but im keeping my Illinois license plates and still paying Illinois car insurance using my parents address. It is illegal to have the driver and passenger side tinted in Illinois but not in Florida. So if im in Florida can i still get it ticket even though it’s legal in Florida, due to the fact that i have Illinois license plates?

A: NO!

Q: What should I do, what am I entitled to do by Illinois law?
I found a car on craigslist for 900 dollars, I met with the buyer and he agreed to sell the car to me for 500 dollars, he asked for 900 b/c there was a brand new battery which was expensive, we settled on 500 when he removed the battery and replaced it with used one. The man washed the car , vaccumed it, we ran it for 30 minutes before I handed him the money and drove the car home last Thursday evening and parked it. The following day I drove 15 miles to the DMV to get plates for the car, when I went to start the car, it was dead. I had it less than 24 hours and it was now dead!

I contacted the person I bought it from and explained the car died, he suggested from the problem I was having that he would check the fuel pump and filter. The seller, came to get the car and drove it to his repair shop where it has now been for the last two days. I contacted the seller and he said he would agree to change the air filter on the pump and see if that got things going, but that is all he would do regarding the car. The seller further went on to expalin if I needed a fuel pump, he would put it on for free.

I am upset b/c I already have a Chrysler 300M that randomly dies and I just found out is unfixable. I went out and bought this piece of car b/c I live in a rural area with no public transportation to get to work should a job call anytime. I am a single parent of three, unemployed, trying to finsih my bachelors and after trying to walk everywhere with kids in tow, groceries in 90 degree weather, i just needed a piece of car and begged this man not to take advantage of me with my last 500 dollars! The seller explained the car, 1992 oldsmobile delta had only been driven by his kids to commute to college and it ran great and he was as a mechanic does his own repairs. I expected to use the car no more than 4 to 5 weeks atleast b4 something broke down! I would like to have my money back which would be nice, so I can go rent a car or save for a down payment for when I get a job to trade int he other car. I am sure the seller is not going to agree! I am upset b/c I feel he knew something was wrong, as he is a mechanic and had more knowledge than about cars, but he figured oh well, sold it to me then offers to fix the car?! Who does that! Who is wrong or right here

A: you bought the car “as is” he has to do nothing for you

Q: Car insurance. Using car but insurance under my moms name!!!?
HI
my mom gave me her car which is insured only under her name and i took it to California from Illinois. I registered the car in California and switched the title to only my name.
Can I legally drive around using the insurance card with my moms name on it which is also from Illinois?
And what if I leave my moms name on the registartion along with mine? this way its under both our names. The insurance would be valid?

A: In order to be correctly insured, you need to switch to a California insurance policy. If you own and register the vehicle solely in your name you need to insure it in your name. If your mother wants to pay for your insurance you will need to list your “garaging address” as your California address and your “billing address” as your mothers address. Each state has a different grace period before you can have to correct your insurance. If you don’t make the changes you will have multiple coverage issues if you have an accident. Additionally, if you have a roommate you will need to to disclose them on your policy. If there is every a chance that they may drive your car, you should list them on your policy. If they have their own vehicle and will NEVER driver your car you can exclude them. Keep in mind though that if you knowingly exclude them from your policy and they drive your vehicle and have an accident, at fault or not, the coverages on your policy may be reduced (if you have collision coverage your carrier may not honor it) or your claim could be denied. Additionally, if you have anyone else that you know who may “frequently” drive your car, add them to your policy. Find a local agent in your area for the carrier you are interested in having your insurance with and they should go over in detail the miminum coverages required in California and can help you understand your policy and what is required and requested of your as an insured.

Q: Lemon Law/Manufacturer Buyback, I bought a car, then found THAT on the title AFTER!!!!!!?
Lemon Law Buyback??? I bought a used car….. found THAT on the title AFTERwards….?
I bought a used car (2006 Pontiac GTO) about two months ago and JUST recently found out that the title has a lemon law/manufacturer buyback on it. It was a defect in the paint supposedly. It claims that the defect was remedied, then sold at auction…….

then over the course of the past year it has been retitled, but the lemon law thing still pops up……..

SHOULD the dealer have told me about this in WRITING when I purchased the car, or have they gone against the law???? (I’m from Illinois)…… I’ve been reading here and there that if a car was previously bought back because of a defect/lemon law that it should be presented to you in writing at the time of sale if the car gets resold later. The dealership never told me ANYTHING!

Am I able to do something about this, like take the dealership to court or have them buy it back or something???
I have checked ALL my paperwork, read EVERYTHING (literally) and there is NO where in MY paperwork that says anything about it previously having the lemon title…….

A: I am aware of no provision in law that requires this. Is there some problem with the car?

Q: When can my 5 year old stop using the car seat? Does he need to have a booster?
He is 41 lbs and we live in Illinois.

A: He can stop using a booster seat when he passes this 5-step test.. And not a moment sooner.. He needs to be in a booster seat, or a car seat that has a high weight limit(one that uses the harness above 40 lbs. check them owners manual of your seat.. many only go to 40 lbs) until he passes this 5-step test..

The 5-Step Test.
1. Does the child sit all the way back against the auto seat?
2. Do the child’s knees bend comfortably at the edge of the auto seat?
3. Does the belt cross the shoulder between the neck and arm?
4. Is the lap belt as low as possible, touching the thighs?
5. Can the child stay seated like this for the whole trip?

If you answered “no” to any of these questions, your child needs a booster seat to make both the shoulder belt and the lap belt fit right for the best crash protection. Your child will be more comfortable, too!

http://www.carseat.org/Boosters/630.htm

Hope that helps!!

Janice-mom to a 5 year old(in a Britax Wizard and Regent) and certified car seat technician

Q: I need a car, van, or truck can anyone help?
I live in Danville, Illinois…….I don’t have very good credit, unfortunately. I am disabled, I really need transportation, I have a mentally challenged brother, I am his guardian and I really need to get up to Northern Indiana to visit him. Does anyone know of any places to get financed for a used car, I tried a lot of places already, but need someone who will work with me on payments…Please don’t be mean on your answers, I am depressed enough………Thank-you…..Dianne
Yes I’m serious

A: Try this: www.buyherepayhere.com Or www.autofinancing.net

Good Luck, & God Bless

Q: Is my car a lemon?
I just bought a used dodge magnum about 2 months ago. It is still under warranty and my check engine light came on. I took it to the dealer and had them work on it. They said I had a transmission leak. This was about 2 and a half weeks ago. Just yesterday I had to take it back because the engine light came on again. This time they did a smoke test and thought my gas cap was bad and that was causing it. They also cleaned my fuel injection system. They charged me 200 dollars for labor. Then today the light came back on while I was driving around town. I have to take it back again. Does this sound like my car may be a lemon? what is the lemon law in illinois and does it work when you buy a used car?

A: If it’s still under warranty why did they charge you $200?

Q: When police officers “seize and keep desired cars for personal use,” isn’t that stealing?
http://www.thenewspaper.com/news/27/2767.asp

Influential Illinois State Police official gets personal use of a muscle car confiscated from a motorist.

Dodge ChargerIllinois State Police troopers seized a high-performance muscle car and set it aside for the personal use of an influential police official. The Associated Press reported that a suspected drunk driver in a 2006 Dodge Charger was pulled over in January 2007. The troopers used a state seizure law to confiscate the vehicle.

Once the paperwork was complete, the 425-horsepower vehicle — which had an as-new base price of $38,000 — was handed over for the personal use of Ron Cooley, 56, the Executive Director of the Illinois State Police Merit Board. Taxpayers also pick up the fuel tab for gas-guzzling 6.1 liter V-8 as he drives to and from work each day and on various business trips.

A good relationship with the merit board is essential for any state trooper looking to move up into a position of responsibility.

“The mission of the Illinois State Police Merit Board is to remove political influence and provide a fair and equitable merit process for the selection of Illinois State trooper candidates and the promotion and discipline of Illinois State Police officers,” the board website explains.

According to AP, the Charger is just one of two dozen desirable cars — including an Audi and a Cadillac Escalade — grabbed and kept by state troopers. State police officials decline to identify the beneficiaries of the confiscated car policy claiming it could endanger officers if the type of car they drove at taxpayer expense were made public.

A: Car confiscated = property of state
Police employed by state = Car provided by state
I have no problem with the above story we need to support or Law Enforcement people better rather than picking up on petty stories. The car is the property of the state and it up to them how best it is used. We use more than just cars that are confiscated to further capture criminals. Its cheaper for tax payers too, saves cost on under cover props etc. Relax one day you might need me and I might come to your aid in a confiscated car or bike or plane or helicopter.

Q: Do I have to have my own car insurance?
I am 20 and live iwth parents still. They both have car insurance and I will be using there car when I do drive. I don’t drive much. Isn’t there something called permissable use where I can drive it with their insurance and as long as the car is covered its fine? Can someone provide a link. I am in Illinois.

A: Since you live w/ your parents, you need to be added to their policy as an occassional driver.

Q: Rules for a car for driving test?
Anyone know what the rules or standards are to use a car for the driving test to obtain your licenses?

In Illinois.

A: street legal
-break lights
-headlights
-horn
-brakes
-windshields
-blinkers
-seat belts
all must be in working order

any manufactured car would work.

Q: How much car insurance do I need?
I’m a graduate student that has little saved due to paying my way through college and I drive a 1997 Dodge intrepid, of which kelly has a personal value of around 1,500 and a sale by used car dealer at around 3,000. I was curious to have some opinions as to how much car insurance one things I should get? I’m going to school in illinois, but my true home is in indiana so I could claim either state (not that I’ve seen it make much of a difference). From what I have found 100/300/50 is recommended, but I’m more looking as to whether collision or comprehensive is even worth it at this point due to my car’s value?

I (knock on wood) haven’t been in an car accident while driving and I am a safe driver that follows within 5 of the posted speed limits (unless traffic is going 20+over).
If I wasn’t clear I’m looking more at is it worth to take of colision and comprehensive, right now it cost about 200 a year to have the 1,000 deductiable on both, with the worth of the car, is it worth keeping either of them?

A: just get the liability/pay to much to protect that small of an investment

Q: How do I buy a car at 18 with no credit history?
I need a car by the end of the month (long story). I don’t have enough for a down payment and I have no credit history (my mom has terrible credit so she won’t co-sign). I’m not even too sure of how the entire car-buying process works. If I go to a used car dealer and find a car, will they accept me paying just monthly payments with no down payment? I don’t care how much interest they want to make me pay, I will pay whatever, I just need to know that I can get a car without needing loans or a down payment and having no credit history.

I live in Illinois if that matters at all.
Thanks!!
I’ve been at my job for just over 2 years now. How do I get a loan though? Especially with no credit history? How do I get approved?

A: Yikes.

Good luck. The credit crunch has really slowed down the market on “no-credit/bad credit” loans without a downpayment. Most lenders, even 2nd and 3rd-tier, are requiring hefty downpayment on loans to those with no or bad credit.

Your only option is probably going to be a “buy-here, pay-here” lot that will allow you to make payments (they still usually want a downpayment, though) without a credit history. Expect very high interest, marginal quality vehicles, and very strict repayment terms. Miss a payment by a few days, here comes the tow truck. I would use this only as a last resort.

If you have decent income, over $1500 a month, then I would try your local bank or credit union to see if you can build up credit with them. If your check is direct deposited, that’ll boost your chances as they’ll just deduct the payment from it.

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